Public FAQ
Answers before the door.
Members get the long version. Here's what's safe to publish — knock through the form below or via a member when you've finished reading.
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/assets/learn/faq/hero.png4/501 — 06How do I join?
Knock through a member if you know one — that's the fastest path. If not, register your interest and we'll review. Applications open continuously.
02 — 06What is an invite code?
A short link or code shared by an existing member. Applying through a code tags you with that sponsor. Members and sponsor-tagged applications move faster through review.
03 — 06What does it cost?
There's no joining fee. We make our margin from the banking partner and from a small platform spread on processed earnings — never from members on day one.
04 — 06Is this a bank?
OutThere isn't a bank. We work with a regulated banking partner who provides the underlying account and card product. You'll see the partner agreement before your account opens.
05 — 06Do you give tax advice?
No. We surface signals — what came in, what category your card spent in, what your projection looks like — but your accountant stays in the loop for any actual tax decision.
06 — 06When do doors open?
Soft launch is rolling now to invited members. Public registration converts on a first-fit basis; if you don't hear back inside a couple of weeks, knock again.