Member learn · Cards & pots

Cards, pots, signals.

Card activity and account movement become useful prompts. Some pieces are live today, some mocked, some future. Everything below is clearly labelled.

Open the pot calculator →Some future features

Today

Card status + spend by category.

Two cards. One tells you the partner side of your account; the other tells you what your card actually did this month.

Live

Card status

Virtual: active · Physical: en route
Last decline: none in the past 90 days.

This month

Spend by category

  • Software34%£410
  • Travel28%£340
  • Agencies18%£220
  • Subs12%£140
  • Equipment8%£95

Future · Illustrative

Pot split calculator.

Not tax advice. A simple split of your monthly income across a tax pot, reinvestment, and what's left over. Useful as a back-of-envelope — confirm everything with your accountant.

Pot split · Illustrative

Where money could land

Monthly income (£)
Tax pot %
Reinvestment %
Tax pot
Reinvestment
Remaining

Illustrative only. Not tax advice — your accountant stays in the loop.

Edge case · Toast example

Card decline → support prompt.

When a transaction trips a partner rule, you get a toast. One tap opens a review thread — usually resolved inside a few minutes.

Card declined

Partner flagged a transaction. Last 4 ··3217 · £84.20 on a new merchant.

Related

Card means setup.

Before the card lands, banking onboarding takes you through the documents. Six steps; usually one short session.